Question 1

What is 3D Lab™?

Accepted Answer

3D Lab™ is a risk quantification tool that sits on your website and works across the entire client relationship. Clients complete a five-minute guided assessment and receive a personalised Protection Assessment Report showing their exact dollar exposure across Death, Disability and Disease — before they've spoken to an adviser.

Question 2

Is 3D Lab™ financial advice?

Accepted Answer

No. 3D Lab™ is an educational self-assessment calculator. It does not constitute financial advice, does not trigger the 6-step advice process under the Financial Markets Conduct Act 2013, and does not replace a Statement of Advice.

Question 3

What does the 3D in 3D Lab™ stand for?

Accepted Answer

Death, Disability and Disease — the three dimensions of personal insurance risk. Every insurance cover type sits inside one of these three categories.

Question 4

Does using 3D Lab™ trigger my compliance obligations?

Accepted Answer

No. 3D Lab™ operates entirely outside the regulated advice process. It's an educational calculator — not a financial advice tool. No disclosure statement is required. No scope of service is triggered.

Question 5

How do I get 3D Lab™ on my website?

Accepted Answer

Join the waitlist at riskqp.com. When we onboard you, the RiskQP team handles the entire setup — you don't need any technical knowledge. A single line of embed code is all it takes, and we manage that for you.

Insights on Risk,
Advice & the Future of Insurance.

The Trust Problem in Insurance Advice

Quantifying Risk Across Death, Disability and Disease

Insights on Risk, Advice & the Future of Insurance.

The Trust Problem in Insurance Advice

Quantifying Risk Across Death, Disability and Disease

Insights on Risk,
Advice & the Future of Insurance.